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School Loan Consolidation - FAQ

We have received a lot of these questions about school, college and education loan consolidation. Here are our answers to them:

Question: What is the main benefit of school loan consolidation?
Answer: You will get lower monthly payment payable to just one loan company and, most likely, your loan will come with a better or fixed interest rate.
Question: Does "school loan consolidation" mean that they will write-off my college debt?
Answer: No. By doing school loan consolidation you will get lower monthly payments extended for a longer time. It means that in the long run you will pay more. (sometimes as twice as much).
Question: What happend when I will not pay my student loans?
Answer: You will get reported to credit bureaus and get your credit damaged.
Question: Can I get of rid of my school debt in bankruptcy?
Answer: Most likely not.
Question: What is the best solution for paying-off my school loan?
Answer: You can make big money to pay-off your school loans realy fast by investing, real estate investing or by doing high-paying risky jobs only.

 

 

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