Debt Consolidation Loan The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness The “makeover” is a set of 7 baby steps, but before the steps comes the cornerstone of the whole program: a written budget and a cash envelope system. The book covers why you need a written budget, and boy, it … Continue reading “Debt Consolidation Loan”
Small Business Loans Approved: How to Get Your Business Loan Funded Faster, Cheaper & with Less Stress This straightforward road map guides you through the SBA loan approval process—from business plan preparation to submitting a foolproof application. Few entrepreneurs are aware of the benefits and opportunities available through the Small Business Administration (SBA), mainly because … Continue reading “Small Business Loans”
Direct loan consolidation allows you to combine multiple federal student loans into one loan; but it also can result in loss of some benefits. Once your loans are combined into a direct consolidation loan, they cannot be removed. The loans that were consolidated are paid off and no longer exist. Carefully consider whether direct loan … Continue reading “Consolidation can greatly simplify loan repayment”
The main and primary financial benefit of loan consolidation is simplified your payments. Rather than five, ten, or more payments every month, you have only one or two payments to make. Your options depend on many factors, including: whether your loans are federal or private (and you may have both), how much you earn, what … Continue reading “Accelerate your payments as your income grows”
The Keeping Student Loans Affordable Act, sponsored by Miller, is one of several proposals in Congress to delay or lessen the scheduled increase on student loan interest rates. A similar rate hike was scheduled to occur last summer but was delayed for one year after the issue became a talking point in the presidential campaigns … Continue reading “Borrowing students likely to default on their loans”